Kp 8 - Khp 8 Nidhi Kaṇḍa — The Reserve Fund
Translated by Ṭhānissaro Bhikkhu
Source: https://www.dhammatalks.org/suttas/KN/Khp/khp8.html
License: CC-BY-NC-4.0
License URL: https://creativecommons.org/licenses/by-nc/4.0/
Copyright: Copyright 2014 Ṭhānissaro Bhikkhu, Revised edition 2017
License notice: Copyright 2014 Ṭhānissaro Bhikkhu, Revised edition 2017 This work is licensed under the Creative Commons Attribution-NonCommercial 4.0 Unported. To see a copy of this license visit http://creativecommons.org/licenses/by-nc/4.0/. “Commercial” shall mean any sale, whether for commercial or non-profit purposes or entities. Questions about this book may be addressed to Metta Forest Monastery Valley Center, CA 92082-1409 U.S.A. Additional resources More Dhamma talks, books and translations by Ṭhānissaro Bhikkhu are available to download in digital audio and various ebook formats at dhammatalks.org. Printed copy A paperback copy of this book is available free of charge. To request one, write to: Book Request, Metta Forest Monastery, PO Box 1409, Valley Center, CA 92082 USA.
Attribution: From Handful of Leaves, Ṭhānissaro Bhikkhu; https://www.dhammatalks.org/Archive/Writings/Ebooks/SuttaPitaka_251113.epub. Copyright 2014 Ṭhānissaro Bhikkhu, Revised edition 2017 This work is licensed under the Creative Commons Attribution-NonCommercial 4.0 Unported. To see a copy of this license visit http://creativecommons.org/licenses/by-nc/4.0/. “Commercial” shall mean any sale, whether for commercial or non-profit purposes or entities. Questions about this book may be addressed to Metta Forest Monastery Valley Center, CA 92082-1409 U.S.A. Additional resources More Dhamma talks, books and translations by Ṭhānissaro Bhikkhu are available to download in digital audio and various ebook formats at dhammatalks.org. Printed copy A paperback copy of this book is available free of charge. To request one, write to: Book Request, Metta Forest Monastery, PO Box 1409, Valley Center, CA 92082 USA.
Publisher references (not part of the sutta): See also: SN 1:41; SN 3:19–20; SN 3:25; SN 10:12; SN 47:19; AN 3:52–53; AN 7:6–7; Iti 22
Changes: Presentation only: original HTML markup reflowed into plain text; wording, numbering and source repetitions retained. No repetitions expanded.
Completeness: ABBREVIATED. Every source-unit character is preserved, including introductions, notes and verse structure. Thanissaro's collection-level note explicitly states that repetitions were cut: https://www.dhammatalks.org/suttas/about.html. This is evidence about the translation method, not an assertion that every individual unit contains an omission; no repetitions reconstructed.

Khp 8. Nidhi Kaṇḍa — The Reserve Fund

A person stashes a fund away
deep underground, at the water line:
“When a need or duty arises,
this will provide for my needs,
for my release if I’m denounced by the king,
molested by thieves,
in case of debt, famine, or accidents.”
With aims like this
    in the world
a reserve fund is stashed away.

But no matter how well it’s stored,
deep underground, at the water line,
it won’t all always serve one’s need.
The fund gets shifted from its place,
or one’s memory gets confused;
    or—unseen—
    nāgas make off with it,
    spirits steal it,
    or hateful heirs run off with it.
When one’s merit’s ended,
it’s totally destroyed.

But when a man or woman
has laid aside a well-stored fund
of generosity, virtue,
restraint, & self-control,
    with regard to a shrine,
    the Saṅgha,
    a fine individual,
    guests,
    mother, father,
    or elder sibling:
That’s a well-stored fund.
    It can’t be wrested away.
    It follows you along.
When, having left this world,
    for wherever you must go,
    you take it with you.
This fund is not held in common with others,
& cannot be stolen by thieves.

So, enlightened, you should make merit,
the fund that will follow you along.
This is the fund
that gives all they want
to beings human, divine.

Whatever devas aspire to,
    that is all gained by this.
A fine complexion, fine voice,
a body well-built, well-formed,
lordship, a following:
    That is all gained by this.
Earthly kingship, supremacy,
the bliss of an emperor,
kingship over devas in the heavens:
    That is all gained by this.
The attainment of the human state,
any delight in heaven,
the attainment of unbinding:
    That is all gained by this.
Excellent friends,
appropriate application,1
mastery of clear knowing & release2:
    That is all gained by this.
Acumen,3 emancipations,4
the perfection of disciplehood:
    That is all gained by this.
Private awakening,5
Buddhahood:
    That is all gained by this.

So powerful this,
    the accomplishment of merit.
Thus the wise, the enlightened,
    praise the fund of merit
    already made.

Notes

1. Proper practice of the Dhamma.

2. Clear knowing (vijjā) = knowledge of previous lives, knowledge of the passing away and arising (rebirth) of beings, knowledge of the ending of the [mental] effluents: sensual passion, becoming, and ignorance. Release (vimutti) = release from the cycle of rebirth.

3. Acumen (paṭisambhidā) = acumen with regard to the Dhamma, to its meaning, to language, & to quick-wittedness. These four talents are found in some, but not all, arahants.

4. Vimokkha. DN 15 describes the eight emancipations as follows:

“Possessed of form, one sees forms. This is the first emancipation.

“Not percipient of form internally, one sees forms externally. This is the second emancipation.

“One is intent only on the beautiful. This is the third emancipation.

“With the complete transcending of perceptions of [physical] form, with the disappearance of perceptions of resistance, and not heeding perceptions of multiplicity, [perceiving,] ‘Infinite space,’ one enters and remains in the dimension of the infinitude of space. This is the fourth emancipation.

“With the complete transcending of the dimension of the infinitude of space, [perceiving,] ‘Infinite consciousness,’ one enters and remains in the dimension of the infinitude of consciousness. This is the fifth emancipation.

“With the complete transcending of the dimension of the infinitude of consciousness, [perceiving,] ‘There is nothing,’ one enters and remains in the dimension of nothingness. This is the sixth emancipation.

“With the complete transcending of the dimension of nothingness, one enters and remains in the dimension of neither perception nor non-perception. This is the seventh emancipation.

“With the complete transcending of the dimension of neither perception nor non-perception, one enters and remains in the cessation of perception & feeling. This is the eighth emancipation.

“Now, when a monk attains these eight emancipations in forward order, in reverse order, in forward and reverse order, when he attains them and emerges from them wherever he wants, however he wants, and for as long as he wants, when through the ending of the [mental] effluents he enters & remains in the effluent-free awareness-release & discernment-release, directly knowing & realizing them for himself right in the here-&-now, he is said to be a monk released in both ways. And as for another release in both ways, higher or more sublime than this, there is none.”

5. Private Awakening: Awakening as a Private Buddha, one who can gain Awakening without relying on the teachings of others, but who cannot formulate the Dhamma in the way a Full Buddha can.